Contributions, loans, dividends and interest — tracked the way your treasurer already does it, just without the exercise book. Every member sees their own balance. Every kiama sees the whole picture.
No new habits to learn. Hazina mirrors the roles your Chama already runs on: chairman, treasurer, secretary, member.
Record monthly contributions per member, track share value as it grows, and let members check their own standing anytime.
Reducing-balance or flat interest, repayment schedules, and automatic status updates from active to closed or defaulted.
Close the books at year end, carry balances forward, and produce reports your members will actually trust.
Chairman, treasurer, secretary and member roles — each sees exactly what their position in the group calls for.
Every entry is logged with who, what and when — so "who changed this?" always has an answer.
Each Chama's records are kept separate and private — your members' figures are never visible to another group.
Give your group a name, add your financial year, and set your chairman, treasurer and secretary. Takes about five minutes.
Add each member once — name, phone, opening balance. Everyone gets a login to see their own contributions and loans.
Log contributions at each meeting, issue and track loans, and let Hazina keep the running balance so no one has to reconcile a notebook.
At year end, close the books, review dividends, and start the next cycle with balances carried forward automatically.
"We used to argue about the numbers every meeting. Now the ledger speaks for itself — everyone can see their balance before they even ask."— Treasurer, founding Chama on Hazina
Register your Chama in minutes. No card required, no obligation.